About Us

About Us – BNBFS Associates

BNBFS Associates was founded on 1st November 2004 as a fair and client-centric financial consultancy firm, registered as a Mutual Fund Distributor (MFD). Over the years, much has evolved—but our core values of trust, integrity, and dedication have remained unchanged.

In an era of constantly changing and volatile financial markets, investors require a qualified, trained, and unbiased professional to guide them toward achieving both their short-term and long-term financial goals. At BNBFS Associates, our single, utmost aim is to assist our clients with unwavering dedication and ethical practices, so that we consistently exceed expectations and build long-lasting relationships.

With over 22 years of experience in the Financial Services sector, we provide comprehensive, technology-driven solutions that enable our clients to effectively monitor their portfolios and stay aligned with their financial objectives. We serve as a one-stop solution for insurance and investment needs, offering reliable, prompt, and efficient financial services.

Our expertise spans:

• Mutual Funds & Wealth Creation

• Insurance Planning & Management

• Tax-Efficient Solutions

• Retirement & Goal-Based Planning

• Asset Allocation & Financial Planning

We endeavor to be a financial supermarket, delivering holistic advisory solutions tailored to each client’s unique short-term and long-term goals, while exercising utmost care and responsibility in every recommendation we make.

Today, with the trust of 3,000+ satisfied mutual fund investors, over 1 lakh PAN-based clients, and a dedicated team of 10 professionals, BNBFS Associates proudly serves clients across the globe.

We owe our success to the continued trust and support of our community. Thank you for being part of our journey—together, we continue to grow, evolve, and build a bigger story.

We deals in

1 MUTUAL FUND

2 Systematic investment plan (SIP )

3 Health insurance

4 property

5 PAN CARDS

6 NEW PENSION SCHEAME (NPS)

7 Gold buying consultancies

8 Recurring

9 Common services center (CSC)

10  tax consultant 

Mutual Funds

What is a Mutual Fund?

A Mutual Fund is a trust that collects money from multiple investors who share a common investment objective. The pooled money is invested in a diversified portfolio of financial instruments such as equities (shares), debt instruments (bonds/debentures), and money market instruments, in line with the scheme’s stated objectives.

The investments are managed by professional fund managers. The income generated and capital appreciation, if any, are distributed among investors in proportion to the number of units held by them. Due to diversification, professional management, and relatively lower investment amounts, mutual funds are considered a suitable investment option for retail investors.

How Can You Earn from Mutual Funds?

Investors may earn returns from mutual funds in the following ways:

1. Income Distribution
   Mutual fund schemes may declare income distribution (subject to availability of distributable surplus), which is paid to unit holders from time to time.

2. Capital Gains on Sale of Units
   When the fund sells securities at a profit, the Net Asset Value (NAV) of the scheme may increase. Investors who redeem their units at a price higher than their purchase cost may realize capital gains.

3. Appreciation in NAV
   If the value of the securities held by the scheme increases, the NAV rises even if the securities are not sold. Investors may benefit by redeeming their units at a higher NAV in the future.

4. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.